Our team constitutes as one of the best in the industry! Our professionals’ deep reservoir of both technical & valuation expertise and experience across market cycles is further enhanced by access to TeppersList’s global resources and perspective.
Successful investing relies on many factors. Some can’t be controlled — the returns of the markets, for example. But others can be. TeppersList believes in the importance of focusing on those things within an investor’s control, and this philosophy is embedded in our four principles for investing success.
By helping our subscribers create clear, appropriate investment goals, develop suitable asset allocations, minimize expenses, and maintain perspective & long-term discipline, we are able to give them the best chance of long-term success.
1. Create clear, appropriate investment goals.
Everybody needs goals — they lend a focus and purpose to life. The same thing is true about investing. You don’t need a portfolio because you’ve always wanted one — you’re building a strong portfolio because you have long-term life goals and you’re looking to achieve them financially.
By creating a sound investment plan for yourself, you can stay focused on the big picture, avoiding the traps of market timing and performance chasing.
2. Know what type of investor you are.
There are two types of investors, active and passive. It is critical for you to determine whether you are an investors or a speculator. The difference is simple: an investor looks at an investment vehicle as part of a business and the stockholder as the owner of the business, while the speculator views himself as playing with expensive pieces of paper, with no intrinsic value. For the speculator, value is only determined by what someone will pay for the asset.
In a nutshell, you only have two real choices: the first choice is to make a serious commitment in time and energy to become a good investor who equates the quality and amount of hands-on research with the expected return. If this isn’t your cup of tea, then be content to get a passive (possibly lower) return, but with much less time and work.
3. Develop a suitable asset allocation using broadly diversified funds.
A sound investment strategy starts with an asset allocation suitable for its objective. The allocation should be built upon reasonable expectations for your risk and returns. The use of diversified investments can limit your exposure to unnecessary risks.
Selecting the appropriate investment vehicles and other asset classes based on your investing goals will position yourself for success. This top-down asset allocation decision is among the most important factors in determining whether you as a “do-it-yourself” investor will meet your objectives.
4. Maintain perspective and long-term discipline.
Investing can provoke strong emotions in the face of market turmoil. Sometimes you may find yourself making impulsive decisions or, conversely, becoming paralyzed by fear, unable to implement an investment strategy or rebalance a portfolio as needed.
Abandoning a planned investment strategy can be costly. We strongly believe in remaining committed to a long-term investment program through periods of market uncertainty.
